Fear of Litigation
It’s sad how our modern world drives people to incredible ends to simply avoid being liable for things. We pay out the ass for insurance for driving automobiles, as it is the law to pay someone else to be liable. I have something called “personal liability insurance” that supposedly insures me in case I accidentally break something owned by someone else, as long as I wasn’t borrowing it or something (essentially it has to be an accident with something that was not in my ‘possession’). How crazy is that?
Here in Germany, as I have found out recently, people shovel their sidewalks here – not out of civic duty – but to avoid being sued. You see, if someone slips on the sidewalk in front of your house, although the sidewalk isn’t your property (it belongs to the city) – you are liable for paying damages to the victim. That’s right! So why aren’t people “falling” on sidewalks by the thousands, to take advantage of this interesting and common liability?














